Services
Two consultations and one ongoing guidance relationship, each built around a specific life transition. Nothing here is a product to buy — every service is advice you can use yourself or pass on to a provider.
Consultations
Our consultations are paid, one-to-one sessions delivered in person at our Phuket office or by video call. Each one is scoped to a single transition so the work stays concrete and the deliverable is usable the same week.
Retirement sizing consultation
A 90-minute session for people within 24 months of retirement. We size the gap between what you earn now and the life you want after you stop, test how long the money needs to last, and list the decisions that must be made before the last paycheque.
- Cash-flow gap to retirement income
- Sequencing of withdrawals across accounts
- One-page summary you can hand to a provider
Relocation planning consultation
A 90-minute session for people moving to or from Thailand. We map the two tax systems and the currency exposure that arrive together with a move, and set out the financial steps in the order the move demands them.
- Residency and tax-residence questions
- Currency and banking structure
- A relocation checklist timed to your move date
Lump-sum & inheritance consultation
A 90-minute session for anyone receiving a one-time amount. We work out what this money is for — replacing income, paying a liability, or lasting a lifetime — and write the decision rules for spending, saving and investing it.
- Purpose-first allocation of the amount
- Decision rules for spending and investing
- A written summary of the plan
Ongoing financial management guidance
A quarterly relationship for people whose transition is behind them but whose plan needs steady attention. We review the plan against what actually happened, restate the next decisions, and keep the plan explainable to your family.
- Quarterly review of the plan vs. reality
- Restated next-decisions list each quarter
- One annual written update
Specific package fees are confirmed with you before any engagement begins; no payment is taken on this site. See our refund policy for cancellation terms.
What these services are not
- No investment products, insurance or funds are sold inside a consultation.
- No investment return or tax outcome is promised or guaranteed.
- We are not licensed as securities dealers, nor as tax agents; if your situation calls for one, we say so plainly and refer you on.
Frequently asked questions
Are you a licensed financial adviser?
No regulated activity licence or registration has been supplied for this practice. We offer planning consultations and guidance on managing your finances — we do not execute trades, hold client money, or sell regulated products. Where your situation requires a licensed dealer or a Thai tax agent, we will say so directly and refer you on.
What does a consultation cost?
Specific fees are agreed with you in writing before any engagement starts, and no payment is collected on this site. The initial 20-minute scoping call is always free, so you can confirm the consultation is the right fit before committing to it.
Do you meet in person or online?
Both. Consultations run at our Patong office in Phuket or by video call. The deliverable — a written plan or summary — is the same either way, and is delivered to you as a PDF you own.
Can you act on the plan for me?
We hand you a plan you can carry out yourself. If you would prefer someone to execute it, we can outline what a licensed dealer, or a Thai tax agent, will need from you, but we do not take that role ourselves.
What if my transition does not fit the four services above?
Send the form on the contact page and describe the situation. If a single consultation is not the right shape for it, we will tell you that in the scoping call rather than invoice you for a service that does not fit.